Skyline Pivot Terms and Conditions
1. Introduction
Welcome to Skyline Pivot! By accessing or using our website (the “Site”), you agree to these Terms and Conditions (“Terms”) and our Privacy Policy. Please read these Terms carefully as they outline the rules, rights, and obligations associated with using our Site and services.
2. Eligibility
Our Site and services are intended for individuals who are 18 years of age or older and located in the United States. By using our Site, you confirm that you meet these requirements.
3. Services Disclaimer
Skyline Pivot provides educational and informational resources on personal finance, credit repair, and financial strategies. However, this information should not be considered financial, legal, or tax advice tailored to any specific situation. We recommend consulting with a licensed professional for personalized financial advice.
4. User Obligations and Conduct
By using the Site, you agree to:
- Use the Site only for lawful purposes.
- Not engage in any behavior that may harm, disable, or overburden our Site.
- Refrain from using the Site’s content for commercial purposes without express permission from Skyline Pivot.
Violations of these obligations may result in termination of access to our Site and services.
5. Content Ownership and Intellectual Property
All materials on this Site, including but not limited to text, images, logos, and software, are owned or licensed by Skyline Pivot and protected by copyright, trademark, and other intellectual property laws. Unauthorized use, reproduction, or distribution of any content is strictly prohibited.
6. Limitations of Liability
Skyline Pivot makes no guarantees or warranties regarding the results of using our Site, services, or resources. We are not liable for any loss or damage arising from your use of our Site, tools, or third-party links. Credit repair outcomes and financial results may vary by individual circumstances and are not guaranteed.
7. No Guarantee of Credit Repair Results
Our Site offers DIY credit repair tools designed to help users improve their credit profiles independently. While we provide resources aimed at facilitating credit repair, we cannot guarantee specific outcomes. Success depends on each user’s individual efforts, financial behavior, and other factors beyond our control.
8. Privacy and Data Use
Our Privacy Policy, available here, outlines how we collect, use, and protect user data. By using our Site, you consent to our data practices described in the Privacy Policy, which include any collection of data needed to operate the credit repair tools and other services.
9. Third-Party Links and Tools
Our Site may contain links to third-party websites or use third-party tools. Skyline Pivot is not responsible for the content, functionality, or privacy practices of third-party sites. We encourage users to review the terms of any third-party sites independently.
10. Changes to Terms and Conditions
Skyline Pivot reserves the right to modify these Terms at any time. Any changes will be posted on this page, with the updated “Last Revised” date at the top. Continued use of our Site after changes are posted indicates your acceptance of the revised Terms.
11. Governing Law and Jurisdiction
These Terms and Conditions are governed by and construed in accordance with the laws of the United States and the state in which Skyline Pivot operates. Any disputes arising from these Terms shall be resolved in the courts of that state.
12. Contact Information
If you have questions, concerns, or inquiries about these Terms and Conditions, please contact us at support@skylinepivot.com or use the contact form on our Site.