Category: Financial Fluency

In today’s post, I’m giving you the detailed rundown on the Trump Tariffs set to launch on August 1st. There’s plenty to unpack here, and it directly impacts your wallet and investments. Initially marked for April 2nd as Liberation Day—the launch of reciprocal Trump Tariffs—this plan rattled markets, especially bonds. President Trump and Treasury Secretary…

You don’t need a raise. You need structure. (Even though a raise don’t sound too bad either.) Before you download another budgeting app or sign up for another financial guru’s email list, let’s cut through the noise. The difference between someone who’s surviving and someone who’s building wealth isn’t always income. It’s how they move…

Black Creators and AI are leading a revolution in wealth—and it’s not happening in boardrooms. It’s happening in studios, basements, and voice memos that turn into empires. And, it’s not “trend.” This is a financial blueprint born from culture, resilience, and genius. Let’s get into how creators are owning their IP, leveraging AI, and setting…

Oil Prices 2025 aren’t just a headline—it’s about to get serious. If you’re watching gas prices jump overnight and wondering what’s really going on, this one’s for you. It’s bigger than the pump. Right now, global tension in the Middle East is putting pressure on oil prices, which in turn could stall interest rate cuts…

Why Every Working American Should Be Paying Attention Trump Tax Plan 2025: This is not political posturing—it’s a 389-page playbook that could flip how your money moves in 2025 and beyond. Trump’s “One Big Beautiful Bill” is stacked with real implications: tax-free tips, overtime perks, bigger child credits, auto deductions, and senior boosts. It’s not…

Do you feel like money just slips through your fingers—especially at tax time? I know that feeling. You’re grinding, earning income, yet somehow the IRS always gets the upper hand. Here’s a reality check: tracking expenses isn’t just busywork; it’s your most powerful weapon to keep more of your money by effectively tracking expenses. Why…

It’s tax season again!You’ve done your part—filed on time, seen a little refund here and there. But here’s the kicker: if you’re not planning ahead year-round, you’re leaving serious money on the table. Today, let’s break down the differences between a tax preparer, a CPA, and—most importantly—a tax strategist. Whether you’re a 9-to-5 worker or an…

If you’re serious about keeping more of your hard-earned money, getting ahead financially, and building real wealth, you need a rock-solid tax strategy. And not just filing your taxes once a year—I’m talking about a plan that runs all year long. Because if you’re not planning ahead, you’re leaving money on the table. Why a…